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Check out Javelin Strategy & Research reports, scorecards, and webinars from all practice areas.
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2025 Mobile Banking Scorecard
- Javelin Report
- Date: June 18, 2025
- Author(s): Emmett Higdon, Mark Schwanhausser, Dylan Lerner, Gregory Magana, Lea Nonninger
- Research Topic(s): Digital Banking, Mobile & Online Banking
U.S. Bank repeated as the Best-in-Class winner in the 2025 mobile banking edition of Javelin Strategy & Research’s industry-leading annual digital banking scorecards. U.S. Bank opened up a larger lead over Bank of America and was again challenge...
2025 Online Banking Scorecard
- Javelin Report
- Date: June 18, 2025
- Author(s): Mark Schwanhausser, Emmett Higdon, Dylan Lerner, Gregory Magana, Lea Nonninger
- Research Topic(s): Digital Banking, Mobile & Online Banking
U.S. Bank repeated as the Best in Class winner in the 2025 online banking edition of Javelin Strategy & Research’s industry-leading annual digital banking scorecards. U.S. Bank, which also won Best in Class in mobile banking, held off hard-charg...
Account Takeover: Static Authentication Enables Access Without Confirmation
- Javelin Report
- Date: June 17, 2025
- Author(s): Jennifer Pitt
- Research Topic(s): Fraud & Security, Fraud Management
Account takeover (ATO) is surging, and the problem is getting dimensionally worse. Banks that rely on outdated, one-time authentication and static identity verification strategies are unable to combat this problem against criminals employing sop...
Digital Lending Threat Assessment: Rocket Mortgage
- Impact Note
- Date: June 16, 2025
- Author(s): Mark Schwanhausser
- Research Topic(s): Digital Lending, Digital Banking
Rocket Mortgage’s acquisition of Redfin and Mr. Cooper positions it to achieve something no other industry player has accomplished. It is building an unparalleled end-to-end, digital-centric mortgage lending behemoth that threatens to disinterme...
The Virtual Economy: Measuring Buyer Industry Receptiveness to Using Virtual Cards
- Javelin Report
- Date: June 10, 2025
- Author(s): Hugh Thomas
- Research Topic(s): Commercial & Enterprise, Global
Virtual cards are a fast-growing force in business-to-business payments, but adoption remains uneven across buyer industries. This report analyzes 147 U.S. industries using a composite scoring system that incorporates supplier acceptance, workin...
Zero Trust Hinges on Cyber Strategy, Not Technology
- Impact Note
- Date: May 30, 2025
- Author(s): Tracy (Kitten) Goldberg
- Research Topic(s): Fraud & Security, Cybersecurity
Compliance will never equate to security, and zero trust will never hinge on technology. Zero trust is built and secured via a solid corporate culture and cybersecurity strategy that is constantly reinforced, supported, and preached. Zero trust ...
Consumer Debit Payment Choice: Understanding Debit Card User Preferences
- Javelin Report
- Date: May 29, 2025
- Author(s): Elisa Tavilla
- Research Topic(s): Debit
Amid a dynamically changing landscape for payments, debit remains a steadfast performer, serving as a workhorse payment method for everyday transactions. As consumer behavior shifts, driven by economic uncertainty and technological innovation, i...
Risk, Reward, and Relevance: Connecting with Gen Z Investors
- Javelin Report
- Date: May 29, 2025
- Author(s): Disha Bheda
- Research Topic(s): Digital Wealth, Digital Strategy & Experience, Digital Banking
Gen Z is forcing the investment industry to reassess its digital strategies to profitably build client relationships, present investment options, design digital experiences, and integrate education with every login. One obvious challenge is that...
AI in the Payments Ecosystem
Merchants and payment service providers are working diligently to turn the promises of artificial intelligence into tangible business advantages. AI promises to deliver new levels of automation and efficiency to merchants and payment service pro...
AI in Commercial Payments: Do Payables Bots Dream of Dynamic Discounts?
- Impact Note
- Date: May 21, 2025
- Author(s): Hugh Thomas
- Research Topic(s): Commercial & Enterprise
AI’s transformative effects are becoming evident in how businesses source and buy things. The growing use of AI—predictive, generative, and agentic—across the source-to-settle value chain is poised to make a considerable impact on commercial pay...
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